Privacy Policy

Privacy: Savvy Social understands that your privacy is important to you. We are committed to

protecting the privacy of your personally-identifiable information as you use this website. This

Privacy Policy tells you how we protect and use information that we gather from you. By using this

website, you consent to the terms described in the most recent version of this Privacy Policy. You

should also read our Terms of Use to understand the general rules about your use of this website,

and any additional terms that may apply when you access particular services or materials on certain

areas of this website. “We,” “our” means Savvy Social and its affiliates. “You,” “your,” visitor,” or

“user” means the individual accessing this site. PERSONAL AND NON-PERSONAL INFORMATION

Our Privacy Policy identifies how we treat your personal and non-personal information. WHAT IS


information is information that cannot identify you. If you visit this web site to read information, such

as information about one of our services, we may collect certain non-personal information about you

from your computer’s web browser. Because non-personal information cannot identify you or be tied

to you in any way, there are no restrictions on the ways that we can use or share non-personal

information. What is personal information and how is it collected? Personal information is information

that identifies you as an individual, such as your name, mailing address, e-mail address, telephone

number, and fax number. We may collect personal information from you in a variety of ways: • When

you send us an application or other form • When you conduct a transaction with us, our affiliates, or

others • When we collect information about in you in support of a transaction, such as credit card

information • In some places on this web site you have the opportunity to send us personal

information about yourself, to elect to receive particular information, to purchase access to one of

our products or services, or to participate in an activity. ARE COOKIES OR OTHER


and related technologies, such as web beacons, to collect information on our web site. A cookie is a

text file that is placed on your hard disk by a web page server. Cookies cannot be used to run

programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only

be read by a web server in the domain that issued the cookie to you. One of the primary purposes of

cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the

Web server that you have returned to a specific page. For example, if you register with us, a cookie

helps Savvy Social to recall your specific information on subsequent visits. This simplifies the

process of recording your personal information, such as billing addresses, shipping addresses, and

so on. When you return to the same Savvy Social website, the information you previously provided

can be retrieved, so you can easily use the features that you customized. A web beacon is a small

graphic image that allows the party that set the web beacon to monitor and collect certain

information about the viewer of the web page, web-based document or e-mail message, such as the

type of browser requesting the web beacon, the IP address of the computer that the web beacon is

sent to and the time the web beacon was viewed. Web beacons can be very small and invisible to

the user, but, in general, any electronic image viewed as part of a web page or e-mail, including

HTML based content, can act as a web beacon. We may use web beacons to count visitors to the

web pages on the web site or to monitor how our users navigate the web site, and we may include

web beacons in e-mail messages in order to count how many messages sent were actually opened,

acted upon or forwarded. Third party vendors also may use cookies on our web site. For instance,

we may contract with third parties who will use cookies on our web site to track and analyze

anonymous usage and volume statistical information from our visitors and members. Such

information is shared externally only on an anonymous, aggregated basis. These third parties use

persistent cookies to help us to improve the visitor experience, to manage our site content, and to

track visitor behaviour. We may also contract with a third party to send e-mail to our registered

[users/members]. To help measure and improve the effectiveness of our e-mail communications, the

third party sets cookies. All data collected by this third party on behalf of Savvy Social is used solely

by or on behalf of Savvy Social and is shared externally only on an anonymous, aggregated basis.

From time to time we may allow third parties to post advertisements on our web site, and those

third-party advertisements may include a cookie or web beacon served by the third party. This

Privacy Policy does not cover the use of information collected from you by third party ad servers. We

do not control cookies in such third party ads, and you should check the privacy policies of those

advertisers and/or ad services to learn about their use of cookies and other technology before linking

to an ad. We will not share your personal information with these companies, but these companies

may use information about your visits to this and other web sites in order to provide advertisements

on this site and other sites about goods and services that may be of interest to you, and they may

share your personal information that you provide to them with others. You have the ability to accept

or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify

your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not

be able to fully experience the interactive features of the Savvy Social websites you visit. HOW

DOES Savvy Social USE PERSONAL INFORMATION? Savvy Social may keep and use personal

information we collect from or about you to provide you with access to this web site or other products

or services, to respond to your requests, to bill you for products/services you purchased, and to

provide ongoing service and support, to contact you with information that might be of interest to you,

including information about products and services of ours and of others, or ask for your opinion

about our products or the products of others, for record keeping and analytical purposes and to

research, develop and improve programs, products, services and content. Personal information

collected online may be combined with information you provide to us through other sources We may

also remove your personal identifiers (your name, email address, social security number, etc). In this

case, you would no longer be identified as a single unique individual. Once we have de-identified

information, it is non-personal information and we may treat it like other non-personal information.

Finally, we may use your personal information to protect our rights or property, or to protect

someone’s health, safety or welfare, and to comply with a law or regulation, court order or other legal


share your personal information collected from this web site with an unrelated third party without

your permission, except as otherwise provided in this Privacy Policy. In the ordinary course of

business, we may share some personal information with companies that we hire to perform services

or functions on our behalf. In all cases in which we share your personal information with a third party

for the purpose of providing a service to us, we will not authorize them to keep, disclose or use your

information with others except for the purpose of providing the services we asked them to provide.

We will not sell, exchange or publish your personal information, except in conjunction with a

corporate sale, merger, dissolution, or acquisition. For some sorts of transactions, in addition to our

direct collection of information, our third party service vendors (such as credit card companies,

clearinghouses and banks) who may provide such services as credit, insurance, and escrow

services may collect personal information directly from you to assist you with your transaction. We

do not control how these third parties use such information, but we do ask them to disclose how they

use your personal information before they collect it.If you submit a review for a third party (person or

business) using our Facebook Fan Review Application, during the submission process we ask your

permission to gather your basic information (such as name and email address) which we then share

with the third party for whom you are submitting the review. We may be legally compelled to release

your personal information in response to a court order, subpoena, search warrant, law or regulation.

We may cooperate with law enforcement authorities in investigating and prosecuting web site visitors

who violate our rules or engage in behavior, which is harmful to other visitors (or illegal). We may

disclose your personal information to third parties if we feel that the disclosure is necessary to

protect our rights or property, protect someone’s health, safety or welfare, or to comply with a law or

regulation, court order or other legal process. As discussed in the section on cookies and other

technologies, from time to time we may allow a third party to serve advertisements on this web site.

If you share information with the advertiser, including by clicking on their ads, this Privacy Policy

does not control the advertisers use of your personal information, and you should check the privacy

policies of those advertisers and/or ad services to learn about their use of cookies and other

technology before linking to an ad. HOW IS PERSONAL INFORMATION USED FOR

COMMUNICATIONS? We may contact you periodically by e-mail, mail or telephone to provide

information regarding programs, products, services and content that may be of interest to you. In

addition, some of the features on this web site allow you to communicate with us using an online

form. If your communication requests a response from us, we may send you a response via e-mail.

The e-mail response or confirmation may include your personal information. We cannot guarantee

that our e-mails to you will be secure from unauthorized interception. HOW IS PERSONAL

INFORMATION SECURED? We have implemented generally accepted standards of technology and

operational security in order to protect personally-identifiable information from loss, misuse,

alteration, or destruction. Only authorized personnel and third party vendors have access to your

personal information, and these employees and vendors are required to treat this information as

confidential. Despite these precautions, we cannot guarantee that unauthorized persons will not

obtain access to your personal information. LINKS This site contains links to other sites that

provide information that we consider to be interesting. Savvy Social is not responsible for the privacy

practices or the content of such web sites. PUBLIC DISCUSSIONS This site may provide public

discussions on various business valuation topics. Please note that any information you post in these

discussions will become public, so please do not post sensitive information in the public discussions.

Whenever you publicly disclose information online, that information could be collected and used by

others. We are not responsible for any action or policies of any third parties who collect information

that users disclose in any such forums on the web site. Savvy Social does not agree or disagree with

anything posted on the discussion board. Also remember that you must comply with our other

published policies regarding postings on our public forums. HOW CAN A USER ACCESS,

CHANGE, AND/OR DELETE PERSONAL INFORMATION? You may access, correct, update, and/or

delete any personally-identifiable information that you submit to the web site. You may also

unsubscribe from mailing lists or any registrations on the web site. To do so, please either follow

instructions on the page of the web site on which you have provided such information or subscribed

or registered or contact us at CHILDREN’S PRIVACY Savvy Social will not

intentionally collect any personal information (such as a child’s name or email address) from children

under the age of 13. If you think that we have collected personal information from a child under the

age of 13, please contact us. CHANGES Savvy Social reserves the right to modify this statement at

any time. Any changes to this Privacy Policy will be listed in this section, and if such changes are

material, a notice will be included on the homepage of the web site for a period of time. If you have

any questions about privacy at any websites operated by Savvy Social or about our website

practices, please contact us at: